I hope everyone is keeping well during this season of circuit breaker. Though Phase One has just started and I can't wait for to Phase Two to kick in.

During the months of circuit breaker, while I am (still) stuck at home, I am happy that my time is well spent on making some positive changes- to wake up early and exercise, improving my cooking skills, read more self help books and more quiet time daily.

I have been spending less time at work but more time on planning. As most of my time is spent at home with less travelling, only occasionally drive out to buy groceries, I have more time for myself to set goals, and think about how do I want to see myself in the next 3,5 and 10 years- in terms of health, career, and wealth.

In terms of my finances, I managed to finally set aside time to look at my spending, and how much I am saving to invest in stocks and shares.