Welcome back to Phase 2 of post-circuit breaker and after 2 months of cold storage, I am back again. Somehow people have the misconception that Working From Home equates to having more free time on hand. Well in a way, time never gets wasted. It just gets channeled into some other activities. For me, this has included a stronger bonding with my daughter, who basically faced me almost 24 hours a day — from the time she awakes to the time she turns in for the night. So for my readers who had been following, my regular savings plan for my child had been relatively simple — just 2 stocks. But I would have to re-examine and improve on the choice along the way. Philips POEMS ShareBuildersPlan, as I had just experienced, do not allow exercising of Rights, under this liner “Other Corporate actions (except right issue)” costs $10. This meant that the SIA (C6L) rights issue for my daughter’s current holdings...