Numbers Behind the 3 CPF LIFE Plans We used the CPF calculator to calculate the payouts and bequest one would get. We used a male profile born in 1966 with 186k in his RA when he is 55 years old in 2021.
Fig.1. Source: CPF
Fig.2. Source: CPF
Basic Plan? From a yield perspective, the Basic plan is definitely a good plan because more of the money is kept in the members' own RA, earning interest that goes back into their own RA. But we don't think this is a good plan because what an average retiree should want is to have more in their monthly payouts, not more for their dependents....
