Finally, some good news. Instead of a revision that significantly nerfs a product, every now and then we get a revision that is an improvement. And what an improvement this is: FRANK has been revamped for the better, and it is now so good, it is going to be the go to card for many cashback people.

Features and details

Provider	OCBC
Type	Conditional Cashback
Earn Rate	– 6% cashback for online/contactless – 0.3% for everything else
Conditions	Minimum spend of $600 split between online and contactless payment
Limits	– Cap of $25 for online payments – Cap of $25 for contactless payments

If this looks familiar, OCBC FRANK is basically an almost exact clone of DBS LiveFresh. I won’t fault OCBC FRANK for being uncreative, not only because LiveFresh is a pretty decent cashback card, but also because OCBC ups the cashback rate to a handsome 6%. Even the maximum cashback amount is increased, a much welcomed change since LiveFresh’s 5% cashback maxes out at $20 on contactless...