The StanChart Spree card is a conditional cashback card that is so easy to use that it is as good as unconditional. Giving 2% cashback on contactless and online payment with absolutely no minimum spend required, it’s an incredibly no frills card which gives a better earn rate than other fuss-free cards. Yet, it still hides a trick up its sleeve which makes it really compelling, especially if you’re the lazy sort to optimise your cards for rewards, or if you’re looking for a backup card when your high-earn cards are maxed for the month. Of course, the generous sign up bonus doesn’t hurt – see section Sign up for more details.

Features and details

Provider	Standard Chartered
Type	Conditional cashback card
Earn Rate	– 3% on online spend in foreign currency – 2% on contactless/online – 1% on all other spend
Limits	Maximum of $60 monthly cashback

The Spree card gives 3% cashback on online spend in foreign currency, but you’re likely going to use the card for 2% cashback on contactless/online transactions in Singapore....