With all that’s happened in the world within the last ten years, you may be forgiven for thinking that it is tough to build your wealth. After all, we had the Global Financial Crisis back in 2008-2009 which decimated banks and financial institutions, leading to a deep bear market where indices plunged up to 60%. Fast forward to today, and the world is mired in a severe pandemic that has sickened millions and caused untold suffering to many economies and businesses. Some may believe that physical real estate is an effective way to build wealth, as Singapore has seen many millionaires minted from rising property prices over the decades. The uncomfortable truth is that property could rise and fall in tandem with the health of the economy. But with growth slowing in recent years and the government implementing cooling measures to cap runaway property prices, it’s going to be very hard to replicate the success of earlier property investors....