Some time back, I wrote a post on Defending your position. The idea is, I feel that after a certain point, it becomes important to defend the position instead of keep pushing for more returns. Now, different people have different takes on how to manage finances and there's no one size fits all. Some people can retire on less, some people can sleep with great volatility, some people... some people... whatever... Financial planning or retirement planning is different for everyone. And everyone will have to decide for themselves what is suitable for themselves. Some people have been able to make good income on short term trading/investing. Some people like to buy and hold for long periods. Some people rebalance regularly. Some people invest in dividend stocks/REITs... Different people, different styles. FIRE, or the idea of early retirement has only picked up in the last 10-20 years. It wasn't so prevalent in our parents generation. How many who are planning FIRE, have been through...