When I was in secondary school, can't remember too clearly but there was a teacher who told me that there is no such thing as plain luck in this world. In fact, she mentioned that, Luck is when chance meets opportunity. Here is how I interpret this, lets say a tourist is in Singapore and he/she needs directions to somewhere but he/she only speaks french. COINCIDENCE! I also speak french (very very basic though) so I was able to give them the directions they needed, I would count myself lucky as I was able to help. I would also assume that they are lucky too as they were able to bump into someone who could speak french. Now lets put that into an investing context and try to make some cents out of it. Photo Source : https://www.qaf.com.sg/wp-content/themes/tangent_QAF/images/brand-logo/all-brands01.png Here is my stock pick of the day, QAF Limited...