YouTrip is at it again; they have launched another cashback promotion, this time offering the 2% cashback with no minimum spending.
The no minimum spending part made it slightly better than YouTrip’s previous promotion from 27 May - 9 June, although we noted that they have decided not to give the additional 2% cashback (4% cashback in total) for foreign spending of S$300-S$400 equivalent, which was included their previous promotion. We also noted in the terms and conditions that the cashback is applicable only to groceries and shopping merchants based on the MCCs on this 1 list (to check if your merchant qualifies, you may use WhatCard’s MCC search engine here).
If you have some foreign currency expenses such as a Netflix subscription or Coursera courses, it may make sense to charge those expenses to a YouTrip Card and take advantage of the 2% cashback now, because on top of the cashback,...