Is the deferred payment scheme a suitable option for you? Find out more below! If you have been actively searching for an investment property in the past year, you might have come across several developers offering different Deferred Payment Schemes (DPS), a popular marketing scheme that was previously abolished in October 2007 due to the upswing in the economy and the property market. More recently, projects such as 8 St Thomas, Southbeach Residences, Brooks I and II, Reflections at Keppel Bay, The Crest and Nouvel 18 have all offered variations of this scheme that are creatively titled "Stay and Pay scheme", "Reserve and Stay Scheme" or "Reservation Scheme" among others. But in essence they are deferred payment schemes, just with varying booking and option exercise fees and completion periods. The return of DPS is yet another interesting and creative loophole that developers are using to incentivise buying in projects that have been slow to sell out, or burdened by the upcoming...