Information is accurate as of published date but might change over time hence please do check before applying for anything mentioned. High interest accounts are good but not essential because you having to manage them especially if Banks adjust their interest rates can be troublesome. Unless you have a really huge amount of liquid cash on you, I would say just stick to a few account and leave it as such. So the first account that I opened after I started working in end 2018 was the

DBS Multiplier Account

I was attracted to this account because firstly, everyone in Singapore knows DBS and definitely has either a POSB or DBS account. Naturally, the terms offered was also rather attractive when it was first rolled out. I could easily fulfill 3 criteria (salary, investments [Dividends] and also credit card spend) and got an interest rate of about 2% p.a....