The US elections results are coming in and I can’t wait to see who’s the winner. I haven’t done much with our investments except to buy in on the dips when they happen. This helped to maintain our cash position at 30% and investments value at 35%. The investment portfolio is rather evenly split between 50% local stocks & ETFs and 50% overseas stocks & ETFs. Asset allocation is balanced with funds on standby to buy in on volatility in the markets. Unless there’s another big market fall, I probably won’t invest too much cash that will cause a significant reduction in its proportion of our portfolio. After all, we foresee our expenses going up in the next few years and we will need the cash for spending. We are enrolling our son into a preschool (childcare) next year when he turns 1.5 year old and we just paid the

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