Yesterday, I watched two videos. One of the videos is on this YouTuber named Rishi, who made a few videos calling out scams. One of the person/company he called out decide to serve him a lawyer letter. So now he has a Go Fund Me campaign to fund his court case because he wishes to fight this case. The second video was put up by IQuadrant who has been in the news a fair bit. They are in the news because a few people, including Rishi, tried to expose their “scams”. In this video, the two co-founders explain in detail, with a lot of numbers, primarily how the little to no money down plan is not as dangerous as it looks. The second video made me reflect upon something Morgan Housel wrote in his book The Psychology of Money. I would comment on the Rishi video at the end. So let me talked about this IQuadrant thing in brief....