Our Merdeka Generation are already embarking on their next lap in after a lifetime of helping to build the nation. Retirement. With increasing lifespans, retirement can be a time of anxiety whether our resources can outlast us, rather than a well deserved reward for a lifetime’s work. But there are many tools to help us along the way. CPF Life for one, ensures that retirement income can keep pace with inflation and never runs out. But healthcare, Medishield Life and Medisave are a different matter, as payments still need to be made from Medisave. How do we make sure our Medisave does not run out in retirement?

Readers of this blog will know that we have done several tear-downs of the retirement plans from the CPF. Overall, we find that they are surprisingly good value-for-money and sound tools for retirement. In fact, much better than anything which private insurers can offer.