By now, you’ve probably seen the YouTube ads warning you about declining HDB flat values; or the older ads claiming you can own multiple properties with no money down. Most recently, a certain education company has come under fire for these marketing tactics. This isn’t a new trend; ask property market veterans, and most will recall similar seminars even back in 2010. At the time, the property market was in a strong recovery after the Global Financial Crisis, and numerous courses teaching loopholes and high-risk methods were common. The difference is that back then, the social media marketing was less slick, and didn’t invade your YouTube videos all the time. Just in case some of our readers are thinking about paying for the seminar, or are just curious, here’s why you probably shouldn’t: A general overview of how to “own multiple properties” without putting down cash:

• Purchase industrial properties
• Use financing other than home loans

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