Personal finance is a personal topic and circumstances can different for everyone, so it was nice to listen to what others went through during this tumultuous year and what they had to say about managing their money. In a recent live webinar with Endowus, we discussed some of the best and worst money moves this year. In a quick sentiment poll, 69% felt that the greatest money management problem in 2020 they faced was low interest rates, compared to job security (19%), cancelling of plans (6%) and having nothing to spend on (6%). Low interest rates We have seen interest rates on bank deposits being cut multiple times this year, making it difficult for savers and investors to find a return on their monies. Personally, this was also a problem seeing that interest rates around the world are plummeting close to zero to induce borrowing and spending to stimulate the economy....