What a year 2020 has been. There were lots of ups and downs, but ultimately, there were many things to be grateful for. The COVID-19 pandemic has brought about some positive things in me such as re-shaping the way I think about work, sharpened my investing acumen, spurred me to write more for Finance and Toast, and also treasure the increased time spent at home. I had one of my best years in my career (in terms of achievement), but somehow, I felt that there was something lacking.  I note that many bloggers write reviews / reflections based on categories such as finances, health, family, hobbies etc, but I try to do things a little different by reflecting on specific months of 2020 which had made a defining moment in my personal growth, career, finances and health. Source: BoredPanda Below sums up the year 2020 for me. Jan 2020