My net worth surpassed SGD 1 million in Dec 2020 letting me achieve the sacred milestone of being a millionaire before the age of 35. Having one million dollars worth of assets indeed gives a psychological effect on my mind to convince myself that I am now, no longer as poor as I used to be. My lifestyle remains the same and there is no celebration or whatsoever. I still live a ragged life sitting half-naked in boxers on my couch watching Youtube videos at home. I continue to eat $2.50 cai png (mixed vegetables rice) or porridge for lunch and $2 McChicken for dinner. As I reflect on the pain and sacrifices of my life path before attaining my first million, I would like to take the opportunity to share my humble journey in this blog. 1. Being debt free Since young, I do not like to owe money or things to other people....