I have been using Endowus for slightly more than a year now and I had written about my experiences here. Let us see how is my initial SGD 10,000 (with a monthly contribution of SGD 200/SGD 300) 60/40 equity/bond CPF portfolio doing: Fig.1: Graphical view of portfolio performance. Note that the dip in June 2020 was due to a switch of funds. Also, I had increased my monthly contribution from SGD 200 to SGD 300 from July 2020 onwards (as at 7 Jan 2021). Fig.2: Table showing returns of various definitions of the portfolio (as at 7 Jan 2021). While we had experienced a pretty volatile year in 2020 and despite the market gloominess (which was relatively short lived), the CPF portfolio had gained between 14% and nearing 17%, depending on which returns number you are looking. These numbers are pretty respectable, though usually returns would smooth out to a lower number as the years go by. To recall, I had wanted a platform where I could invest my CPF OA in markets outside of Singapore via...