Singaporeans have a lot of confidence in appreciating property values; and of late they’ve seen more proof than ever; it’s stunning how property prices have managed to keep climbing despite Covid-19. But just because property prices are rising on the whole, that doesn’t mean every property is appreciating. Real estate is a strange animal, and it’s possible for units across from each other to see $100,000+ differences. Which is why there are investors out there that are adamant in only investing in a positive cash flow property, rather than focusing on one that has a higher chance of capital gains. So what is a positive cash flow property? Simply put, this is a situation where the rental income is greater than the expenses involved. For example, if your rental income is $40,000 per year, and your total expenses (maintenance, mortgage, property tax* etc.) are $35,000 per year, then the property is cash-flow positive....