I was checking my bill over the weekend, and was horrified that my credit card had been used for a shopping spree. Someone had apparently used my card and swiped it for A WEEK prior to me noticing it. It was scary how vulnerable things are. Apart from my credit card being used, someone also attempted to get into my PayPal account. This, was detected by Paypal and they sent me an email with a notification of a suspicious activity. So, the first thing I did was obviously to call the bank and cancel the card. And dispute the charges. It will take up to 90 days for such dispute. Next thing I did was to relook at what I have. This incident taught me one thing - the importance of notifications. I used to think that since a bank has been sending me notification on promotions and so on, they would be sending me notifications on my transaction....