These are the heartfelt words of a 60 yr old teacher client of mine after making his first insurance claim. Last Dec, Mr Thamilselvan experienced chest pains after jogging. After investigations, the doctors found that there was a 90% blockage in one of his main coronary artery. He had to undergo an urgent open-heart coronary artery bypass surgery to save his life. Thankfully, the operation went smoothly and Mr Thamilselvan is now recovering well. His operation and 13 day stay at SGH came up to almost $50k. The entire bill was covered fully by his medical insurance and he also claimed a sum of money from his critical illness policies. After his life changing experience, he thinks of retiring early to lead a less stressful life but is unsure if he can afford to do so… In this special post, Mr Thamilselvan shares his personal thoughts about financial...