Recently, I have found it to be harder to find place to invest or grow my money. I have made it a habit to invest 15% of my monthly salary but sometimes, the stock market does not provide that kind of opportunities. For example, I have been trying to accumulate Manulife US REIT over the past few months but sometimes the stock price wasn’t just right or satisfactory for me to buy. The share price of Manulife US REIT went up instead which means the current dividend yield goes lower, making it less unattractive to buy. The other problem I had was the lack of time. I used to run my dividend screener to identify a list of dividend stocks. From there, I narrowed down by analysing the financials and business fundamentals by flipping through their annual reports. The growing demands from the company that I am currently working at means spending more time on work and less personal time....