We typically don't think about needing life insurance until we're older and need to start thinking about ways we can pass down funds to our loved ones after our death. However, life insurance is an important form of protection that is more than just providing a legacy after you die. It will also provide much needed peace of mind in a variety of different circumstances if something should happen to you and your dependants are left with no other financial recourse. Below, we list 3 surprising reasons why you may actually need a life insurance policy now. 1. You Take Care of a Disabled Family Member If you are taking care of someone with a disability, you know then how much it costs to ensure their comfort and healthcare needs. While Singapore offers disability coverage for its citizens, living with a disability is very expensive. In fact, annual costs can be as high as...