When I was previously hospitalised in KKH during my first pregnancy at 24 weeks (after tumbling down an overhead bridge), the financial consultant there had advised me that if I were to give birth then and choose the lowest-class ward, my baby's NICU bills could run into an estimated $250,000. This made me realise how scary the potential financial burden can be to a couple in the event that a pregnancy encounters complications, which prompted me to speak to over 8 insurers to understand their maternity insurance plans in detail. It has been 3 years since I last published the results of my efforts in this comparison (one that was lacking in the public domain back then) during my first pregnancy. My experience also made me realise that none of the maternity plans offered by local insurers would cover:...