The little elephant in the room has been quietly sitting there, patiently waiting to be addressed. At least to me, that was how I felt. Without a doubt, the fundamentals of my personal finance journey has been built on the idea of index investing. And wow, that was eight years ago. It was a time when index investing is very new to this part of the world, and resources were scarce. I started my blog to share what I knew, with like-minded people who are interested in index investing. Millionaire-teacher. It was 2013. Freshly inspired by the Millionaire Teacher, Andrew Hallam, I was all ready to embark on my journey to improve my personal finance situation. One takeaway that I had was the 10% stock picking rule – it is absolutely fine to deviate just a little bit from index investing. Life isn’t just black or white. Although I knew that it wasn’t likely that I can beat...