I was thinking about the panel I had with The Artist Formerly Known as Money Maverick or Luke Ho, and he mentioned an interesting tidbit about how much concern robos have been causing to FAs. I was also able to read an entertaining tirade from an angry financial advisor who wrote a nasty FB message against the Syfe product offering ( If I were Syfe legal counsel, I would act against that clown ). These two events have caused me to spend the past few days thinking about whether investment trainers can work with robo-advisors closer in the future. As of now, I'm not convinced that we should do so. Robo are still quite mum about their algorithms and in a place like Singapore, the biggest strength of using a robo to do tax-loss harvesting cannot be realised in our tax regime. Furthermore, my guess is that robos are running on VC funding right now...