Singlife Grow is an investment-linked policy (ILP) that I encouraged my readers and Telegram subscribers to apply for. Seth – the guy who has for years railed against savings plans, agents like Hayley, and yes ILPs – encouraged people to buy an ILP. In fact, scratch the past tense; I still encourage you to do so, but first let’s set aside the pitchforks and allow me to explain. Two things about ILPs before we get into the review: ILPs are not automatically bad… but I haven’t seen a good ILP Saying that a product is automatically bad because it’s an ILP is a false premise, strictly speaking. If there’s anything I dislike more than ILPs, it’s a logical fallacy more. As I noted in my older article, ILPs can be good if it’s designed well with a fair fee structure. That said, it does not seem like any product provider is interested in...