The title is not a clickbait. In all honesty, I am going to become a millionaire for sure in my lifetime (assuming I don't die young, choy!). I am very sure I'd become a millionaire, at least through CPF. Yup, 1M65, 1M48A is going to be a reality for me. Based on my CPF projection, these are what I realised:

• Next year, my OA + SA will reach FRS
• At 35, my SA alone will reach FRS (which means I can't do RSTU and get tax relief)
• At 42, my SA alone will reach ERS
• At 47, my OA + SA + MA will reach $1m combined

But I am still not satisfied. I don't think this is something worth shouting at. Millionaires decades ago vs today are vastly different in riches - what's more millionaires decades down the road. It's like me cracking lame joke in Indonesia that I'm a rupiah millionaire....