Photo by Emerson Vieira on Unsplash Dear Readers, Thank you for coming here! I had dinner with a colleague. It has been a very long while since my last dinner outside. This is partly because of Covid. But mostly, I am somewhat an introvert, usually not keen in meeting people and would love to save the money. But the dinner was good. The steak was very nice! The chat was very nice! The walk afterwards was particularly nice. Photo by Mufid Majnun on Unsplash We chatted for a long time, from work to life to investing to future plans. My colleague was very talkative and he was a very confident man. So when the topic came to retirement and financial wellbeing, he confidently elaborated his status. He was in a very good position financially and he saw himself being able to retire with enough money before his planned retirement age....