When I started this blog, I wanted to commit to radical transparency and authenticity, and to provide real financial advice that works. I have felt that the conventional financial advice given in Singapore is sub-optimal to say the least, led mostly by marketing dollars. And a lot of people talk, but very few actually dare to post their results in a clear and transparent way. I have often wondered why financial gurus across the world don’t post their actual returns or portfolio. I know now that it would shatter the illusion that they are a guru in the first place, and what they sell are giant wastes of money. Why else would a guru be afraid to post their results? If you are good, you shouldn’t mind. You would at least come close to the appropriate passive benchmarks. I think its fine if one falls slightly below, since the vast majority of all professional fund managers can’t beat that....