2021 seems like a continuation of 2020, with the world still dominated by Covid 19. End-Dec is usually the time that I travel overseas to take a break from work for about two weeks. This time round, I didn’t make any travel plans due to the uncertainty in travel restrictions. While being stuck in Singapore for two years, I built better habits and spent more time on reading books, especially on self-enrichment and investing. Although the year didn’t end well for growth investors like me, I did learn many valuable lessons and did some reflection on my progress so far. Many of the small caps growth stocks which are unprofitable (despite positive free cash flow) got heavily beaten down since last month, and that plunge in share prices almost wiped out all my gains for the year. Moreover, I sold my value stocks at the wrong time. Had I kept all of them...