Happy New Year 2022. I know it is kind of late, but still it is the first week of 2022. I am looking forward to this year that covid will no longer be potent, travelling can resume, with improve social gatherings and a more meaningful life for relationships and my work. TECH & CRYPTO SELL OFF The hopes of stock market uplift for the start of 2022 has been dampened, especially for Tech stocks, seeing a significant sell-off this week. Needless to say, the correction give rise to a major puncture in my portfolio that is Tech-centric. Refer to my portfolio mix here Rolf’s 2021 Review (H2F3), Looking Forward to 2022! Cathie Wood’s flagship fund Ark Innovation ETF fund (ARKK), has dropped 9% this week and is 45% from its peak in Feb 2021. This is the worst performance since inception in 2014. All 20 of ARKK are down 20%...