I've written about HDB 99 year LEASE a couple of times. https://earlyretirementsg.weebly.com/blog/the-99yr-hdb-lease-time-bomb https://earlyretirementsg.weebly.com/blog/what-it-really-means-when-you-buy-your-hdb https://earlyretirementsg.weebly.com/blog/why-is-it-so-hard-to-understand-99-year-lease https://earlyretirementsg.weebly.com/blog/are-99-year-properties-good-investments Note: LEASE is in caps... cos... LEASE is LEASE. You don't own it. Tell yourself whatever you want. Anyway, I've accepted that I don't own my HDB. And I'm ok with that. For the past 2.5 years when I've been out of the country, I've been renting. I don't know how much the rental was in Paris, cos the company handled it. But in US, the apartment cost me US$1,830 every month. I signed a 99 year lease contract with HDB to rent this place at Dawson for S$45x,000. I forgot the exact price I had to pay for the BTO. This works out to be around S$400 per month using straight line depreciation. (Not counting bank loan and interest.) Current price for a similar unit in the block I stay is around S$820,000. So even if I take over someone's remaining 93 year lease from within the same block,...