This week is a slow week as I have been away from the computer due to some work engagements so I thought it would be better to address some questions that I have been getting here and there from some family members and readers. I get comments about where should they put their money because they have tried putting money in cash management accounts but the returns were less than satisfactory. When I asked why do they think the returns were not satisfactory, they said that the returns that they were getting were negative on cash management accounts. I think we often do not help ourselves by having tunnel vision when we look at what to put our money in. Many were enticed by the higher projected returns provided by the products from the Robo-advisers. When their experience is different, they become rather disappointed and say it is not such a good product....