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DBS Live Fresh vs OCBC 365 – What’s The Difference?
By Financially Independent Pharmacist  •  February 19, 2022

Last updated on March 7th, 2022

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There are quite a few cashback credit cards that you can use, including DBS Live Fresh and OCBC 365. However, both of them have different types of cashback and minimum spend, so they may cater to your different needs!

The difference between DBS Live Fresh and OCBC 365

DBS Live Fresh offers a higher potential cashback (up to 10%) for merchants under the Sustainable Spend category, while OCBC 365 offers the highest cashback of 6% for the dining category. DBS Live Fresh offers a lower minimum spend to achieve the cashback, but the maximum cashback you can earn per month is lower compared to OCBC 365. Here is a further comparison between these 2 cards:

Cashback and limits

Here are the different categories...
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By Financially Independent Pharmacist
I’m a current Pharmacy undergraduate in NUS who is passionate about personal finance. I strongly advocate everyone to become more financially literate. Personal finance is such an important skill, yet it is not being taught in schools.
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