The effective interest rate for April 2022 Singapore Savings Bonds (SBAPR22 GX22040H) is 1.91% if you held it for 10 years. The minimum amount you can purchase is S$500. If you decide to hold and sell the current issue (SBAPR22 GX22040H) after 1 year, the effective interest rate is 0.71%. As you can see from the chart above, the interest rate is at 12 months high. Despite the low interest rate, Singapore Savings Bonds complement your other savings and investments as a safe way to save for the long term. It is basically near to zero risks. The recent sudden Russia and Ukraine war has caused volatility in the global stock markets. During war times, the prices of gold and bonds will usually go up because people believe these are safer assets. Thus, if you want almost zero risk, Singapore Savings Bonds is a...