From a young age, Nuraliza and her siblings were taught that money should be earned and not given.  To save up for a bicycle, she recalls doing the dishes at home to earn a little cash.  “When we were growing up, our parents made us do chores to earn extra money. So money never came free. They taught us the value of hard work and that money doesn't come easy, so we should value it and be careful about how we spend it,” says the lawyer and former beauty queen. Even when purse strings were tight at home, her parents never made her feel like she was lacking. “My mom and my dad are amazing people. They raised three kids and put us through university, all while working really simple jobs and not having much money at all. They made up for all of that by being very careful with...