The Singapore Savings Bond (SSB) interest for the June 2022 tranche is 2.71% if you hold it for 10 years. The detailed break down of the yearly interest is as shown below. The last time the 10 years Singapore Saving Bond interest rate goes above the CPF Ordinary Account (OA) interest of 2.5% is in 2018. At this interest rate, it is currently more attractive than where I’m having my emergency funds now. So what I will be doing is to withdraw my money from my Singlife and Singtel Dash endowment account, giving me around 1 to 1.5% currently, and putting them into the SSB. I will also be redeeming my previous tranches of SSB and putting them back into SSB at higher interest rate. With the interest rate higher than OA, I will also start looking at withdrawing from my OA through my housing loan repayment monthly. I might not do it...