Value Warrior
A regular working Joe starting out his value investing journey. I started my investment journey late at the age of 34. Looking back i wish i had started earlier so that power of compounding can work its magic. Nevertheless a good time to start investing is always NOW!!! So here i am having started this journey, i planned to reach Financial independence at age 65. Wish me luck.
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Personal Finance By Value Warrior • January 19, 2026
Why I Moved My Cash from Mari Invest to DBS Multiplier Account. For the past year, I had parked my liquid cash with MariBank, specifically in Mari Invest SavePlus (Income Bond Fund). At the time, the returns...
Personal Finance By Value Warrior • January 11, 2026
My New Year CPF Routine (2026) Happy 2026 everyone! As most of you are aware, I have a CPF routine that I go through every New Year. You can read the same for 2025 here. It has...
Scams By Value Warrior • January 1, 2026
A Convincing Singapore Police Scam That Almost Worked on Me I have encountered many scam attempts over the past few years. I’ve received calls from people pretending to be my friend and asking me to guess...
Personal Finance By Value Warrior • December 25, 2025
Why I Topped Up My SRS Again This Year Merry Christmas everyone! I have made a top up to my SRS account again for this year. At my current 11.5% tax bracket, this translate to about a...
Invest By Value Warrior • November 9, 2025
Start Early, Retire Rich: How CPF SA Top-Ups Can Add $100,000 to Your Nest Egg In my previous post, I shared why I prefer to top up my CPF Special Account (SA) as early as I can afford instead of waiting until I hit a higher...
Shares & Derivatives By Value Warrior • October 7, 2025
Is ST Engineering Still a Buy? My Profit-Taking Strategy After the 90% Rally. ST Engineering's share price has rocketed 90% YTD. As a long-term shareholder, I explain my decision to take profits based on a DCF intrinsic value...
Personal Finance By Value Warrior • September 14, 2025
CPF Special Account Top-Ups: Should You Top Up Now or Wait for a Higher Tax Bracket? It’s nearing the end of the year again and one of the most common CPF questions I hear from friends is: “Should I top up my CPF Special Account...
Personal Finance By Value Warrior • August 17, 2025
Boost Your Savings in September 2025: New User Maribank 3.08% Savings Account Promotion If you’ve been following my blog, you’ll know I like keeping my fluid cash in Mari Bank. Why? Because it strikes the perfect balance...
Career & Education By Value Warrior • July 28, 2025
How I am using AI (Artificial Intelligence) in my Work As some of you may know, I left my job at a Multi-National Company (MNC) and moved on to work in a Small and Medium Enterprise (SME). Working in an...
Personal Finance By Value Warrior • July 6, 2025
How Much I Spend Every Month with 3 Kids and a Condo Loan to Pay One of the most common questions I get from readers and friends is: “How much are your monthly expenses, especially with 3 kids and a private condo...
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