It started with an idea, perhaps over some drinks on a late sweltering night. You decided that you could be an entrepreneur. Perhaps a restaurant with a different kind of vibe, or an online retail store. That early euphoria of starting something brand new turns into an infectious force to get your things in order. The branding, the products to sell, the service help you’d need — you get these things teed up for your big opening. It has been fun, but the reality sets in soon enough too: managing a business is fulfilling, but it is also stressful. There are many factors at play, and nitty gritty issues to deal with on a daily basis. From staff matters to expenses, dealing with the operations of the business takes up a lot of time, energy and effort. At the end of the day, one of the last things you want to be thinking about is your own finances...