Robo advisors or S&P 500 exchange-traded fund (ETF)? That’s a question many new investors have on their minds. Source: Giphy You might have come across these investments but still aren’t too sure what’s the better option for you. Well, fret not as we’ll be deep-diving into the pros and cons of each and to find out which is best suited for your investing style! TL;DR: Should You Invest With Robo Advisors or DIY with an S&P 500 ETF?

	Robo Advisors	S&P 500 ETF (DIY Investing)
Ease of Access	High, Invest with SGD	Moderate, Need to convert currency to USD or other currencies depending on ETF
Approach to Investing	Hands-off, Passive	Hands-on, Active
Investment Knowledge Required	Low (but do read up on underlying funds)	Moderate
Fees And Costs	Flat but higher fees in general	More to track but lower fees in general
Market Exposure	Depending on portfolio but generally more diversified	U.S. only
Risk Management	Automated	DIY
Returns	Depends on portfolio	Depends on S&P 500 index

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