I recently created an account on hardwarezone to participate in forum discussions, mainly in 2 threads. The networth tracking thread and the FIRE thread.  It's good to know that there are like minded people around and are also willing to share their thoughts and advice. There is this discussion that caught my attention. A gentleman shared that between him and his wife, their networth is around 6m SGD. There's no elaboration of if it is liquid networth or includes properties and CPF. I assumed it is liquid 6m SGD since the discussion is mainly about liquid networth. He was replying to my comment with regards to "well-to-do" people to which he mentioned that he didnt think that he is well to do even though with a 6m sgd networth. 
To him, above average is considered as well to do. My understanding is he views himself as average, that's extremely...