Hi StackedHomes,
I started reading your content a year ago and really enjoyed the articles on home renovation case studies and analysis on new condos. Now that my partner and I (late 20s) are currently looking to buy our first matrimonial home, and have unfortunately (or fortunately) exceeded the income cap for HDBs and ECs, I was hoping to write in to gather your professional opinion on the available options we have
We have a combined income of 18,000/m, CPF savings of 220k, and cash savings of 120k. Both of our families reside in the west and thus had gravitated to properties there, however, we are open to anywhere except the Northeast/East.
Multiple agents have recommended us to go for New Launch condos as we do not have an immediate need to move in (and also to take advantage of the progressive payment scheme) Also we are not planning for kids at the...