So it seems like everyone around you has been talking about SGS Bonds and T-bills lately. What are they, and should you follow the crowd who have invested their savings into it? Here’s what you need to know before you make any move. With the latest MAS T-bills cut-off yield at 3.32% p.a., Singapore’s financial scene has been buzzing with talk of it, even among non-investors and folks who have never bought bonds before. And with rates this high, it is no surprise that almost everyone seems to be excited over the latest T-Bills, where yields have gone up from 0.61% in January to 3.32% p.a. for the latest auctions in September. Screenshot from a public sharing. Image credits: Siew Mun Kwan.Source: MAS 15 Sept issuanceSource: MAS 29 Sept issuance At these rates, even the most competitive fixed deposit look like a weaker offering in contrast, especially with a longer lock-up period too. For instance, the highest rate now is 2.8% p.a. offered by RHB Bank for...