The longer I’m invested and the more I learn about investing, I’m increasingly convinced that I should not be actively trading my retirement portfolio. I suspect the same might be applicable to most investors as well. In my opinion, most retail investors should be well-served by adopting passive investing strategies at least for the bulk of retirement funds. I’m not saying that there’s no place for active trading in pursuit of higher returns vs benchmark indices. If you’re a full-time investor or trader, or work with investments professionally, you might have an edge over the average part-time retail investor. Otherwise, you either must have a solid trading/investing strategy and/or are willing to spend countless hours researching stocks or charts.
