As we arrive at year-end, discussions on voluntary CPF contributions and SRS will increase. A friend wanted to see whether it is feasible to put more funds into CPF even though he has fully maxed out his RSTU and SRS contributions, I'm not a big fan of contributing to CPF without a corresponding tax deductible, so I concluded that his solution cannot be found with CPF board. So I suggested he find a girlfriend because he has been saving too much yearly. The logic is buying one Hermes scarf would solve his problem immediately.I was greeted with silence.  This is not the only time I witnessed young people making it clear that they are not ready to pair up. Earlier this week, another young professional said, with quite firm conviction, that marriage is out of the question.  It's one thing to argue that the economy is not...