Phew, what a year 2022 has been! As it comes to an end, this is my annual review of my finances to check where we are now and ensure that we’re not falling too far off from our goals. During this yearly review, I typically examine my income growth, expenses, savings, insurance coverage, and investment performance – which helps me to better strategize for the new year. This marks the 9th year that I’m doing this on the blog. Before I go into this year’s review, here’s a quick recap of previous years:  2014: Saved $20,000 2015: Saved $30,000 and grew income 2016: Saved $40,000 and grew income, hit $100k in net worth at age 26 including CPF 2017: Saved $45,000 and doubled my net worth in a year 2018: Saved $50,000  2019: Saved $35,000 (didn’t realise I completely missed out on a round-up post, but here’s our child-related expenses instead) 2020: Saved $30,000 and achieved crazy (abnormal)...