Dear Readers,

Thank you for coming here!

We are already half way through Jan 2023. It seemed like yesterday that we were still talking about ending 2022. 

How time flies!

Wish all my readers a Prosperous, Happy and Healthy 2023!

Photo by Dmitry Demidko on Unsplash

Regarding the monthly update, you might have noticed that the timing of update has been pushed to more of the middle of the month, rather than the end of the month.

This is because towards the end of the month, depending on the exact date of update, our salary may or may not have come in, which creates the undesired inconsistency in our monthly numbers, i.e. some months might include no salary while other months might include two months of salary.

Therefore, going forward, I will try to publish the update before 22nd of each month,