Happy CNY everyone (Final day though)! Expenses for the month of Jan came down by around 7% month on month. I was a little surprised as I thought it will be more in Jan. I did buy myself a new phone and some expenses related to red packets. Decided to change the format of expense tracking so I can easily see and compare the pattern of expenses. Happy to see that I am still within my self set budget of 5k per month. From Feb onwards, I am expecting an increase in expenses as I will be heading back to full time work, mainly on transportation. ( petrol, toll fee and car park)....